Cyber Security Information
Cyber Security Awareness
Protecting Your Financial Future
⚠️ Important Notice
Banking securely is an essential part that has to be taken care of. Know more about making the process of Digital Banking much more secure and safe. Here at The Warangal District Cooperative Central Bank Limited, Customer's security is above everything and here are the tips at various areas to make your banking safe and secure.
SAFE DIGITAL BANKING PRACTICES
🔐 Protect Your Credentials
Never share your account details such as account number, login ID, password, PIN, UPI-PIN, OTP, ATM / Debit card / Credit card details with anyone, not even with bank officials, however genuine they might sound.
⚡ Beware of KYC Frauds
Any phone call / email threatening the blocking of your account on the pretext of non-updation of KYC and suggestion to click link for updating the same is a common modus operandi of fraudsters. Do not respond to offers for getting KYC updated / expedited. Always access the official website of your bank or contact the branch directly.
📱 Download Apps Carefully
Do not download any unknown app on your phone / device. The app may access your confidential data secretly. Only download apps from official app stores and verify the authenticity before installation.
💳 QR Code & UPI Safety
Transactions involving receipt of money do not require scanning barcodes / QR codes or entering MPIN. Thus, exercise caution if asked to do so. Remember, you only scan QR codes or enter MPIN when you are making a payment, not receiving money.
🌐 Verify Contact Details
Always access the official website of the bank for contact details. Contact numbers on internet search engines may be fraudulent. Use only our official website www.warangaldccb.bank.in for verified contact information.
🔍 Check Website Security
Check URLs and domain names received in emails / SMSs for spelling errors. Use only verified, secured, and trusted websites / apps for online banking, that is, websites starting with 'https'. Look for the padlock symbol in the address bar. In case of suspicion, notify local police / cybercrime branch immediately.
🚨 Respond to Suspicious Activity Immediately
If you receive an OTP for debiting your account for a transaction not initiated by you, inform your bank immediately. If you receive a debit SMS for a transaction not done, inform the bank immediately and block all modes of debit, including UPI. If you suspect any fraudulent activity in your account, check for any addition to the beneficiary list enabled for internet / mobile banking.
🔑 Password Protection
Do not share the password of your email linked to your bank account. Do not have common passwords for e-commerce / social media sites and your bank account / email linked to your bank account. Avoid banking through public, open or free networks. Create strong, unique passwords with a combination of uppercase, lowercase, numbers, and special characters.
✉️ Email Security
Do not set your email password as the word "password" while registering in any website / application with your email as user-id. The password used for accessing your email, especially if linked with your account, should be unique and used only for email access and not for accessing any other website / application.
🎰 Beware of Lottery & Prize Scams
Do not be misled by advices intimating deposit of money on your behalf with RBI for foreign remittances, receipt of commission, or wins of lottery. These are fraudulent schemes designed to steal your money and personal information.
📧 Monitor Your Accounts
Regularly check your email and phone messages for alerts from your financial service provider. Report any unauthorized transaction observed to your bank immediately for blocking the card / account / wallet, so as to prevent any further losses. Enable transaction alerts via SMS and email for real-time monitoring.
💳 Card Security Management
Secure your cards and set daily limit for transactions. You may also set limits and activate / deactivate for domestic / international use. This can limit loss due to fraud. Consider disabling international transactions if you don't travel abroad frequently.
🛡️ Cyber Swachhta Kendra
Free bot removal tool is provided by Cyber Swachhta Kendra which is operated by CERT-In. Users can download the bot removal tool for their PC and Mobile from: https://www.cyberswachhtakendra.gov.in/security-tools.html
🔗 Avoid Suspicious Links
Do not click on suspicious links and mails received from unknown sources. Verify the sender's identity before clicking any link. Hover over links to check the actual destination URL before clicking.
⚠️ BE CAUTIOUS OF FAKE CONTACT DETAILS ON INTERNET
It has been brought to our notice that fraudsters are editing the phone numbers of our Bank's branches / offices on Internet Search pages. Any Phone Call to the telephone numbers appearing in such Internet search pages may result in fraudsters answering the phone calls posing as Bank staff and seeking sensitive information like ATM PIN, CVV, OTP and other related details.
We hereby advise our customers NOT to refer to the Internet to obtain the phone numbers / contact details of Bank's branches. Customers should only use Bank's Authorised website www.warangaldccb.bank.in for getting the contact details of our branches / offices and contacting the branches / offices for any assistance required.
📞 Contact / Reporting Numbers
Bank Customer Care
For unauthorized / suspicious transactions
Contact Your Branch
Visit https://warangaldccb.bank.in/?page=branch-locator for branch details
National Cyber Crime Helpline
Report cybercrime immediately
1930
24x7 Helpline (Toll Free)
RBI Contact Centre
For banking queries & complaints
14448
RBI Integrated Ombudsman Scheme
📚 Cyber Security Awareness – Literature
| Particulars | Link / Description |
|---|---|
| RBI Kehta Hai Handle | https://rbikehtahai.rbi.org.in/ - Videos, SMS |
| Dos and Don'ts - Press Releases by RBI – Consumer Awareness - Cyber Threats and Frauds | RBI Press Release |
| Cyber Threats and Frauds Financial Literacy Material - FAME Booklet | https://www.rbi.org.in/FinancialEducation/fame.aspx - Booklets |
| BE(A)WARE | Download Booklet (PDF) |
| RB-IOS, 2021 | Download PDF |
| Harmonization of TAT | RBI Notification |
| Limiting Liability of Customers in Unauthorised Electronic Banking Transactions | RBI Notification |
| Enhancing Security of Card Transactions | RBI Notification |
🛡️ Stay Alert, Stay Safe
The Warangal District Cooperative Central Bank Limited is committed to your security. Report any suspicious activity immediately to your nearest branch.