Warangal District Co-Operative Central Bank at a Glance
The Warangal District Co-operative Central Bank was established during the year 1917 and the Reserve Bank of India has granted banking license on 28-11-2011. The DCCB is extending services to its customers and farmers through its 32 branches. It is also providing refinance support to 70 PACS affiliated to it.
The key financial indicators of DCCB is given below
(Rs. lakh)
| Sl.No | Particulars | 2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 | 2024-25 |
|---|---|---|---|---|---|---|---|
| 1 | Share Capital | 7534.53 | 7674.14 | 7999.42 | 9247.71 | 11341.16 | 12867.71 |
| 2 | Reserves | 4453.58 | 5068.34 | 5938.00 | 7060.62 | 7782.38 | 8147.15 |
| 3 | Own Funds | 11988.11 | 12742.48 | 13937.42 | 16308.33 | 19123.54 | 21014.86 |
| 4 | Deposits | 33453.96 | 38586.15 | 43700.60 | 46478.25 | 54056.01 | 59577.13 |
| 5 | Borrowings | 27547.76 | 51854.04 | 75603.79 | 87160.36 | 102818.68 | 124524.12 |
| 6 | Loans & Advances | 53557.79 | 78986.01 | 107312.57 | 122997.56 | 139518.64 | 163479.34 |
| 7 | Call Money & ST Deposits with other Banks | 17779.75 | 19861.40 | 21251.33 | 20350.99 | 30550.07 | 35667.20 |
| 8 | Investments | 8115.74 | 9610.74 | 10905.74 | 12201.61 | 13552.62 | 15741.93 |
| 9 | Gross Profit (Profit Before Tax) | 857.39 | 973.70 | 1218.58 | 1787.73 | 1303.43 | 1113.34 |
| 10 | Net Profit | 492.39 | 613.70 | 939.19 | 1262.73 | 912.59 | 510.69 |
| 11 | Gross NPAs | 4043.00 | 3732.09 | 3734.37 | 3635.67 | 4174.20 | 3612.93 |
| 12 | Net NPA | 2783.45 | 2793.46 | 2464.23 | 2820.68 | 3076.08 | 1425.91 |
| 13 | % of Gross NPAs | 7.55 | 4.73 | 3.48 | 2.96 | 2.99 | 2.21 |
| 14 | % of Net NPAS | 5.32 | 3.58 | 2.32 | 2.31 | 2.22 | 0.87 |
| 15 | CRAR % | 29.54 | 21.62 | 13.76 | 14.04 | 14.20 | 13.55 |
| 16 | Statutory Audit Rating | A | A | A | A | A | A |