Retail & Priority Sector

Loan Schemes

Indicative rates & terms (subject to change as per Bank policy).

🎓

ROI: 13.5% Interest: Compound Period: 5 Years

Repayment starts after completion of course.

🏡

ROI: 11%

Bank is providing Housing Loan to rural branches.

🏠

ROI: 10.50%

Bank is providing Housing Loan to Individuals.

🌾

ROI: 14% Max: 10.00 lakh Period: 5 Years EMI: Half-yearly

📜

ROI: 14.5% Max: 10.00 lakh Period: 5 Years EMI: Half-yearly

🏭

ROI: 14.50% Max: 10.00 lakh Period: 5 Years EMI: Monthly / Half-yearly

🥛

ROI: 10.50% Period: 5 Years

🚜

ROI: 10.50% Period: 5 Years

🐑

ROI: 10.5% Period: 5 Years Note: 1 year gestation

Minimum and maximum limits as mentioned below

Category	ROI (%)	Period	Limits
2 Wheeler	11%	4 Years	Min ₹ 10,000 • Max ₹ 2.00 lakh
4 Wheeler (Taxi Plate)	11%	7 Years	Min ₹ 2 lakh • Max ₹ 30 lakh
4 Wheeler (Owner Plate)	10.50%	7 Years	Min ₹ 2 lakh • Max ₹ 30 lakh

Note: Rates, limits and terms are subject to Bank policy and may change from time to time.